PT Edwards offers a professionally underwritten Hired and Non-Owned Auto (HNOA) program for businesses using employee-owned, leased, or rented vehicles. Coverage is written through an A- (Excellent) rated insurer by AM Best and provided on a surplus lines basis where permitted.

At P T Edwards, our mission is to redefine commercial auto protection through expertise, integrity, and innovation. We deliver specialized insurance solutions that address today’s Hired and Non-Owned Auto risks while anticipating the challenges of tomorrow.
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